Terms of Service

Welcome to the Ortiz Financial Services website. By accessing or using this website, you agree to the following terms. Please read them carefully. If you do not agree, please do not use this site.

1. Informational Purpose Only

This website is provided for general informational purposes only. The content on this site — including descriptions of services, general financial guidance, and any related materials — does not constitute professional financial, tax, legal, or accounting advice. No client relationship is established by visiting this website or submitting an inquiry form.

A formal engagement begins only when you and Ortiz Financial Services enter into a signed service agreement.

2. Accuracy of Information

We make reasonable efforts to keep the information on this website current and accurate. However, we make no warranties or representations — express or implied — about the completeness, accuracy, reliability, or suitability of any information on this site. Tax laws and financial regulations change frequently; always consult a qualified professional before acting on any information you find here.

3. Use of the Contact Form

Submitting an inquiry through the contact form does not create a binding agreement or guarantee of services. It initiates a conversation to determine whether OFS is a good fit for your needs. You agree not to submit false, misleading, or inappropriate information through this form.

4. Intellectual Property

All content on this website — including text, graphics, logos, and the overall design — is the property of Ortiz Financial Services and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this site without prior written permission.

5. Third-Party Services

This website uses third-party services including Google Fonts (for typography) and Web3Forms (for contact form processing). Use of these services is subject to their respective terms and privacy policies. Ortiz Financial Services is not responsible for the practices of third-party service providers.

6. Limitation of Liability

To the fullest extent permitted by law, Ortiz Financial Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of — or inability to use — this website or any information contained herein. This includes, but is not limited to, errors, omissions, interruptions, or delays in service.

7. Links to Other Websites

This website may contain links to external websites for reference or convenience. Ortiz Financial Services does not endorse, control, or take responsibility for the content of any external sites. Accessing those links is at your own risk.

8. Governing Law

These terms are governed by the laws of the State of Minnesota, without regard to its conflict of law provisions. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of courts located in Minnesota.

9. Changes to These Terms

We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with a revised effective date. Continued use of the website after any changes constitutes your acceptance of the updated terms.

10. Contact Us

Questions about these terms? Reach out: